Commonly asked questions include
What are cataracts or motibindu,
What are the symptoms,
How do cataracts affect Vision,
How do they remove a cataract,
What is the cause of Cataract, and
Can cataracts lead to Blindness.
Other questions include queries related to Cataract surgery cost such as whether it is covered under insurance cashless facility, medicare, How much is the cataract operation cost in India or in Bangalore, ( Bengaluru) the price list for cataract surgery, cataract lens types, cataract surgery recovery time, cataract surgery side effects, cataract surgery complications, cataract surgery steps, and types of cataract surgery. We hope that your questions will be answered and your doubts cleared as you read further about the various myths and misconceptions regarding cataract surgery.
HARD Cataract- Bigger incision, more injury, requires manual surgery &/or stitches, painful , longer recovery period(6wks) and more chances of complications.**
Sri Venkateshwara Nethralaya, Rajarajeshwarinagar, Bangalore is a top, leading eye care hospital in India providing comprehensive eye care services including Lasik laser treatment, Phacoemulsification Cataract surgery, Multifocal IOL implantation, Diabetic Eye Disease treatment, Vitreoretinal Surgery, Squint Treatment, Oculoplasty, Glaucoma Evaluation and Treatment and Corneal Surgery and we aim at making it the best eye hospital chain in Asia by 2030. Our Eye Specialists and Consultants in practice are highly experienced and trained at premier eye institutes such as AIIMS and have over 18 years of surgical experience.
Besides Multifocal IOLs, the latest advancements have been Accomodating IOLs (Crystalens from Bausch & Lomb) which further refine the quality of vision achieved post cataract surgery. We also perform implantation of these lenses and for a detailed information on this, please click here.
Cataract Surgery by Phacoemulsification is considered to be a miracle. Todays Cataract surgery by Phacoemulsification is blood less, stichless, painless, and is performed in less than 20-25 minutes, and the patient is ready to go home after about 2-3 hrs stay in the hospital. This surgery is very successful in restoring vision — more than 99.9 percent of people who have a cataract removed have no complications and end up with clear and superior vision. Most people report not only better vision but also a drastic reduction in the power of their lens prescription enabling spectacle free life leading to highly appreciated improvements in their overall quality of life after the operation.The difference in vision before and after cataract surgery is not only in terms of sharp and clearer Vision, but also brightness, contrast, colour perception, nighttime vision also dramatically improve leading to a rich and rewarding experience for both the patient and the Eye Surgeon. To the patient, its a once in a lifetime opportunity to start seeing nice and clear once again and to the eye surgeon, its a once in a life time chance to be a part of a miracle in his patients life.. No wonder one can see more and more medical students take up Ophthalmology to specialize in as it offers a good work-Life-Compensation balance with enormous and never ending professional pride and satisfaction.
Approximately 9 million Indians are blind from cataract with another 1.8–3.8 million going blind from cataract every year. Worldwide over 37million people are blind due to cataract and is the No1 cause of reversible blindness.
FAQ: Since Cataract surgery is permitted under insurance CASHLESS claim, can i avail cashless facility for this illness ?
All insurance companies provide two forms of claim facility
A) CASHLESS B) MEDICAL REIMBURSEMENT
We encourage all our patients to pay the hospital charges upfront, take the bills which will be provided by us along with the signed claim form and lodge their claim for Medical reimbursement which is usually settled by most reputed insurers within 15 days. This ensures that the insurer is not able to modify the treatment plan of the doctor/hospital and the best care, treatment, implants and consumables will be made available to the patient as discussed preoperatively with him/her.
However, if the patient avails CASHLESS facility, it gives an opportunity to the insurer to force the hospital to downgrade the treatment plan from the backend as per preagreed tariff with the hospital to the lowest possible package so that the insurer maintains his profitability and does not have to pay the hospital higher package rates demanded by the patient. Please remember that even insurers are a part of this system for earning their profits and they are not ANGELS. Insurers also want hospitals to do this discreetly without raising any alarm bells in the patients mind.
This puts the doctor/hospital managements in a difficult position as they have to look at a long term relationship with the insurer for sending patients and cannot afford to say "NO" to them,
Most patients however do not understand why the best or costlier treatment packages have been denied to them under cashless as they are under the impression that the insurer is obliged to provide the best facility to everyone irrespective of their backgrounds and refuse to accept downgraded packages preoperatively.
However, As we said before, Insurers are not angels and it is their opinion that if the patient wants the best for himself or herself, let them pay for it upfront and claim reimbursement as then, patients will do some due diligence by and for themselves and pay up as per their paying capacity. There is also a strong chance that the patient may not choose higher costlier packages if he/she is asked to pay upfront and claim reimbursement later. All this translates into higher profitability to the insurer which ensures their survival.
But if everyone is provided the best under CASHLESS facility, then insurance cos will have to run their business at a huge loss which is detrimental to their survival as they cannot raise premiums beyond a certain level.
So, many hospitals when squeezed from both sides (patient and insurer) decide internally to compromise on their own without informing patients by using, reusing & sharing consumables as well as using cheaper implants to cut costs so that the insurers interest are kept foremost and the best surgery is also seemed to have been "done". However, problems occur when the expected results are not accomplished and doctors have to explain post operatively on the specifics when things are questioned, investigated and discovered by the patient later. This creates a lot of negative animosity against the treating team and the insurer who was responsible for all this is now neatly firewalled & safeguarded as he is not responsible for the results. The patient is the final loser in this system as he realizes that under CASHLESS system, he has the least voice as it was actually a trap to get him/her to undergo a less than ideal procedure meant for the voiceless, poorest of the poor who usually fall into such lure and traps of "CASHLESS" facility or free healthcare.
Hence, we strongly urge patients to get treated first paying upfront, having a one to one relationship with his/her doctor and hospital and then claim for reimbursement with their insurer on a one to one basis who then has to settle the dues as per the agreed policy terms with the policy holder. This minimizes any scope for the insurer to play in the backend any games that puts the treatment and outcomes at risk. The hospital will provide all relevant documentation, bills, receipts, as well as proof of consumables and implants used in the patient so that the patient does not have any difficulty in claiming reimbursement. Millions of patients who understand the healthcare system in India use this method to avail the best care for themselves and the satisfaction rates achieved by the patient is much higher as compared to the CASHLESS facility.
FAQ: Are all insurers like this or are there some insurers who are considerate and compassionate?
Definitely no, There are some insurance companies which are considerate and compassionate and have a sense of their social responsibility. We have appreciated their honesty and we have approved them for cashless facility at our hospital. You can enquire about the approval for cashless facility of your insurance provider with us at the time of the initial consultation. If we have approved them, we will offer you cashless facility. However, if we have not approved them for cashless facility, we strongly urge you to utilize the medical reimbursement facility wherein you can pay upfront at any registered hospital in India and claim settlement from your insurer later within a period of 15 days.
FAQ: What is the cost of Cataract Surgery at your Hospital?
The cost of Cataract Surgery by Phacoemulsification varies according to the type of Intra Ocular Lens Implanted inside the eye.
Basic Package: Indian Rigid Lens Rs 20000/-
Foldable Package: Foldable IOL Rs 25000/-
Aspheric Package: Aspheric IOL Rs 30000/-
Multifocal Package: Indian Rs 45000/-
Imported Rs 75000/-
If you wish to know more about Multifocal Package you can read about them here Multifocal IntraOcular Lenses after Cataract Surgery
The preoperative investigation charges, Anaesthesia Charges, Post Operative Medicines, and Glasses will be charged extra and will be as per actuals.
Some patients may require additional procedures like Limbal Relaxing Incisions, Astigmatic Keratotomy, Pterygium Surgery, Mitomycin C Application, Conjunctival Grafting, Glaucoma Surgery along with Cataract surgery. Such patients will be charged additionally for the associated procedure and the cost will be communicated on a case by case basis.
All packages are on a single eye basis as one eye only is done at a time. If both eyes are to be done, package rates will be double as mentioned above.
In some cases, where cataract surgery by phacoemulsification cannot be done due to advanced stage, preoperative discussion on the achievable results will be conducted and Manual surgery may be done. The cost of manual surgery will be lesser than phacoemulsification and such calculated cost will be communicated to the patient on a case by case basis.
FAQ: How much reimbursement can be expected in an average policy issued to the policy holder
The normal reimbursement rates are around 20% of the total sum assured. This means that if the insurer has issued to you a policy for 1 Lakh, You are eligible to claim around Rs 20000/- per eye. However nowadays most insurers have a upper limit capping of claims for cataract surgery pegged at Rs 25000/-. This means that if you are insured for 5 Lakhs also, you can claim only Rs 25000/- maximum instead of Rs 1,00,000/- as was previously the case. Hence Most patients spending more than 25000/- per eye, will have to be prepared to partly contribute to their surgery to the extent of Rs 5000-10000 per eye.